A native of New Roads, Louisiana, set on the banks fo the False River, Will graduated from LSU with a B.S. of Accounting in 1998.

He moved to New Orleans in 1999 to accept a position with the public accounting firm K.P.M.G. as a State and Local Tax Specialist.  As has happened to many others over the years, the Crescent City's charm and friendly populace ensured that Will was here to stay.

After reading several books on Real Estate Investment, Will decided to try his hand at the rental real estate game.  In 2001, the made an offer on a small four unit property in the Mid City neighborhood, which the seller accepted.  Now what?  As it turns out, his real estate books omitted information about real estate finance.

His agent referred him to a loan officer and he applied for a home mortgage.  The transaction proceeded along as planned, or so Will thought, until the first scheduled closing date came and went.  Curious as to what he could do to help the transaction along, Will attempted unsuccessfully to make contact with his loan officer.  He called again and again and found it very difficult to obtain information about the status of his mortgage.  After months of delays, headaches and minimal communication with his loan officer, the transaction finally closed.

Was this what most home mortgage applicants experienced during the home buying process?

In 2003, Will parlayed his passion for real estate and belief that he could provide his clients a superior home mortgage experience into a new career by becoming a home mortgage professional.

Will has gained valuable experience in his seven years as a home mortgage professional and strives to provide a perfect home mortgage experience for each of his valued clients.

"There is no lender who provides better service for my clients than Will." -- Sheri Thompson, Prudential Gardner

How can you determine if your home mortgage professional is right for you?  Can you tell because they offer the lowest interest rates or loan costs?  Or can you tell if they're a true professional by how well you know the name of their employer?

The truth is that many loan officers offer low cost loan scenarios which appear great at first glance, but cost more over the life of the mortgage.  These 'low cost' loans often carry higher interest rates that cost borrowers thousands of dollars year after year.

What market forces control mortgage interest rates?  Does your loan officer know?  A common misunderstanding about interest rate quotes is that they are good for a period of time.  Nothing could be further from the truth.  You see, interest rates fluctuate on a real time basis, similar to stock prices.  An interest rate quoted in the morning may have changed by noon.

My clients receive a Total Cost Analysis (TCA) report as well as a Rate Watch Update upon pre approval.  The TCA compares up to four different home mortgage scenarios with varying costs and rates so the borrower can choose the loan that will maximize savings over the term of their mortgage.

Their Rate Watch report gives my clients an inside look at what moves home mortgage interest rates and whether they are likely to improve or worsen in the short term.  Having a current market analysis allows borrowers the opportunity to lock in their rate at current pricing or to 'float' in hopes of obtaining a lower interest rate.

My goal is to arm clients with useful, timely information so they can make the best financial decision possible.  I believe in providing professional advice, a smooth transaction and excellent customer service to all of my clients.

I look forward to being your personal Mortgage Coach.